Our Story

Take a walk down memory lane with us.

The Bank of Washington started with five community friends who knew our community needed a strong, safe and reliable bank. With the trust of the people, they founded the bank in 1877, and well over a century later, we are still holding strong and strive to continue to offer you the best financial opportunities, trust and service you could ever imagine! We have had the advantage of being the first to offer some top-notch products and services to the community. We have also had the opportunity to have some really great people and events become a part of our history.


1870 1880 1900  |  19101920  |  1930  |  1940  |  1950  |  1960  |  1970  |  1980  |  1990  |  2000  |  2010  |  2020

original stockholders at BOW

1877

Bank of Washington's Original Stockholders

The Bank of Washington's Original Stockholders are Frederick Hendrich, Leopold Wattenberg, Frederick W. Stumpe, John D. Hibbeler (not pictured) and John B. Busch.

First Bank President Hendrich

1877 - 1887

First President: F.A. Hendrich

F.A. Hendrich becomes the 1st President of the Bank of Washington. He leads the bank from 1877 to 1887.

letter of establishment

May 15, 1877

Established

The Bank of Washington is established, and the Articles of Incorporation document is filed. The first directors are community members who recognize the need for a bank, feel they have the trust of the people and have the ability to start it in a time of widespread financial trouble. The Bank of Washington remains the only bank in the county from 1877–1887.

Original Bank of Washington Building

November 2, 1877

Open for Business

The Bank of Washington opens on November 2, 1877, in a three-story building on the south side of Main Street between Oak and Lafayette Streets in Washington, Missouri. The bank rents the space until it builds a new building in 1880. The old building then becomes the home to Robert Voss’ Washington Bazaar and Kruel’s Racket Store.

Second Bank of Washington location

1880

Second Location

The Bank of Washington builds its own facility on a vacant lot just east of its first location. Today, this building still features the 'BANK' sign in its molding.
L. Wattenberg

1887 - 1901

Second President: L. Wattenberg

L. Wattenberg becomes the 2nd President of the Bank of Washington. He leads the bank from 1887 to 1901.
F.W. Stumpe

1902 - 1921

Third President: F.W. Stumpe

F. W. Stumpe becomes the 3rd President of the Bank of Washington. Stumpe, known as “Banker Stumpe”, was such a hardworking officer, that at the time of his death, he had almost 56 years in the banking business. He leads the bank from 1902 to 1921.
1917 Newspaper Ad

1917

$1 Million in Assests

The Bank of Washington reports over $1 Million in assets.
O.W. Arcularius

1921 - 1936

Fourth President: O.W. Arcularius

O. W. Arcularius becomes the 4th President of the Bank of Washington. He leads the bank from 1921 to 1936.
Main and Oak location

1923

New Location

The Bank of Washington moves to its current location on the southwest corner of Main and Oak street and builds a two-story state of the art facility in a classic Greek style. The site was previously home to the Otto and Breckenkamp store.
vault

1923

Vault Door & Safe Deposit Boxes

The Bank of Washington purchases an impressive round security door for its vault and is the first in the area to offer the community the opportunity to rent safe deposit boxes. 

The vault door continues to impress bank customers today. It is 26,000 pounds of steel measuring eight feet in diameter and 20 inches thick. During installation, this 13-ton door fell through the floor and into the basement! One of the cables that lifted the door from Mr. Mueller’s solid rubber-tired ‘Big Mac’ truck snapped as the door was being positioned on its hinges and it fell through the floor and landed in the cellar. The horses that were hitched to the truck, and provided additional pulling power during the moving from the railcar to the bank, had to be restrained when they heard the crash. The story has become a legend, and even in 1977, local writer, Stanley Wilke, wrote: 'Over a half a century has now passed and the bank’s vault hinges have never failed to provide smooth swinging for the gigantic symbol of security, Washington’s own Fort Knox!'
1923 article from Franklin County Observer

1923

Bank Influence

The Franklin County Observer promotes the Bank of Washington's influence in the community.
A.C. Rumpelt

1936 - 1951

Fifth President: A.C. Rumpelt

A. C. Rumpelt becomes the 5th President of the Bank of Washington. He leads the bank from 1936 to 1951.
Louis B. Eckelkamp

1942

Louis B. Eckelkamp

Louis B. Eckelkamp becomes a shareholder of the Bank of Washington. In 1944 he began serving on the Bank of Washington’s Board of Directors.

Donald N. Asel

1951 - 1962

Sixth President: Donald N. Asel

Donald N. Asel becomes the 6th President of the Bank of Washington. He leads the bank from 1951 to 1962.

Louis B. Eckelkamp

1951

Louis B. Eckelkamp

Louis B. Eckelkamp becomes Chairman of the Board of the Bank of Washington.

1st Walk up Teller Window

1954

1st Walk Up Teller Window

Another area community bank first: the Bank of Washington introduces the first walk up teller window.

1959 Drive Up Teller Window

1959

Drive Up Teller Window

Another area community bank first: the Bank of Washington was the second bank in the state to receive approval from the Missouri Division of Finance to build a drive up teller window. As legend has it, the Bank of Washington was the first in the State of Missouri to build and implement its drive up teller window.

Louis B. Eckelkamp

1962 - 1983

Seventh President: Louis B. Eckelkamp

Louis B. Eckelkamp becomes the 7th President of the Bank of Washington. He leads the bank from 1962 until his passing in 1983. "As Chairman and President, I believe the concept of an independent bank, local people serving local people, has greatly contributed to the prosperity of our community."

Installment Loan Department

1966

Installment Loan Department

Another area community bank first: the Bank of Washington becomes the first bank to have an Installment Loan Department in this area, which pioneers the financing of automobiles, boats, airplanes and other consumer goods to accommodate the needs of the people in our community.

Bank Expansion

1967

Bank Expansion

The Bank of Washington completes an expansion that doubles its footprint by building to the west. The exterior of the building is wrapped in limestone panels.

NCR Postronic Electronic Machines

1967

NCR Postronic Electronic Machines

Another area community bank first: the Bank of Washington is the first bank in the Washington area to install NCR Postronic Electronic machines. These machines create a typed statement for the customer with their balance and transaction report.

100 years in business

1977

100 Years

The Bank of Washington celebrates 100 years!

Second Branch Opening

1978

Second Branch Opening

The Bank of Washington opens a second banking location at 14th & Jefferson Street in Washington. Pictured are Louis B. Eckelkamp, L. B. Eckelkamp, Jr. and Louis B. ‘Buzz’ Eckelkamp, III who opened the first account at our new 14th street location.

Robert L. Vossbrink

1983 - 1992

Eighth President: Robert L. Vossbrink

Robert L. Vossbrink becomes the 8th President of the Bank of Washington. He leads the bank from 1983 to 1992. Bob remained serving on the Board of Directors of the bank until his passing in 2010.

L.B. Eckelkamp, Jr. and William W. Eckelkamp

1983

L.B. Eckelkamp, Jr. and William W. Eckelkamp

L. B. Eckelkamp, Jr. is elected Chairman of the Board and Chief Executive Officer, and William W. Eckelkamp is elected Chairman of the Executive Committee and Chief Financial Officer upon the passing of their father, Louis B. Eckelkamp. They become the second generation of the Eckelkamp family to lead the bank.

First In-House Computer

1984

First In-House Computer

The Bank of Washington installs their first in-house computer system.

Automatic Teller Machines

1986

Automatic Teller Machines

The Bank of Washington installs their first Automatic Teller Machines (ATM's): a drive through ATM at the 14th and Jefferson branch, and a walk-up ATM at the Downtown location.

Bank Expansion 1986

1986

Bank Expansion

Another Bank of Washington expansion project to the west of the Downtown branch is completed, again doubling their footprint.

Richard F. Mayer

1992 - 2013

Ninth President: Richard F. Mayer

Richard Mayer becomes the 9th President of the Bank of Washington. He leads the bank from 1992 to 2013.

Third Branch Opening- Our First Retail Branch inside Schnucks

1999

Third Branch Opening: Our First Retail Branch inside Schnucks

The Bank of Washington opens Franklin County’s first full service retail branch open 7 days a week inside Schnucks Supermarket. Pictured are Bill Eckelkamp and son Billy along with Bank of Washington employees at our retail branch grand opening.

Fourth Branch Opening- Gray Summit

2000

Fourth Branch Opening: Gray Summit

The Bank of Washington opens a new branch in Gray Summit, Missouri; their first outside of the Washington area community.

2002 Impact of Technology

2002

Impact of Technology

Robert L. Vossbrink, 8th President of the Bank of Washington, recognizes the impact of technology to the future of banking.

Online Banking ad

2003

Online Banking

The Bank of Washington introduces Online Banking to the community.

Community Advisory Board

2007

Community Advisory Board

The Bank of Washington creates the Community Advisory Board, comprised of community and business leaders from the Washington area.

Remote Deposit Capture

2007

Remote Deposit Capture

Remote Deposit Capture technology becomes available for Bank of Washington business customers to scan and deposit checks remotely from their own business location.

Downtown Building Project

2007

Downtown Building Project

The Bank of Washington embarks on the biggest building project in its history to triple the size of its Downtown Headquarters.

Fifth Branch Opening

2009

Fifth Branch Opening

The Bank of Washington opens a new branch at East Fifth Street and Highway 100 in Washington.

Mobile Banking Ad

2009

Mobile Banking

Another area community bank first: the Bank of Washington introduces Mobile Banking.

Sixth Branch Opening- Villa Ridge

2009

Sixth Branch Opening: Villa Ridge

The Bank of Washington opens a new branch in Villa Ridge at Highway AT & Highway 100 expanding its footprint in Franklin County.

Finished Building Project

2009

Finished Building Project

The Bank of Washington completes the biggest building project in its history when it nearly triples the size of its headquarters in downtown Washington. The project involved building a steel “table” over the existing bank building to support a separate three-story building above it. The two buildings are now covered with a single brick and stone façade to make them look like one. The design features historical architectural influences from other buildings downtown.

Grand Opening

2010

Grand Opening

The Bank of Washington celebrates the grand opening of its new Main Street location with the community. Over 3,500 people attend the event.

Mobile Banking App

2012

Mobile Banking App

Another area community bank first: the Bank of Washington releases its first mobile banking app in the iTunes and Google Play stores. 'Putting our branch in your hands.'

Mobile Deposit ad

2013

Mobile Deposit

Another area community bank first: the Bank of Washington is the first community bank in the area to introduce mobile deposit, which gives customers the ability to take a picture of a check with a smart phone and deposit into an account.

Louis B. 'Buzz' Eckelkamp, III

2013

Tenth President: Louis B. 'Buzz' Eckelkamp, III

Louis B. 'Buzz' Eckelkamp, III becomes the 10th President of the Bank of Washington. Buzz becomes the third generation of the Eckelkamp family to lead the bank.

iPad App

2014

iPad App

Another area community bank first: the Bank of Washington releases its iPad banking app in the iTunes store.

2014 Instant Issue

2014

Instant Issue Debit Cards

Bank of Washington launches instant issue debit cards. Whether a new customer is opening an account, or a current customer needs a replacement card, customers can now get a debit card in a matter of minutes at the Bank’s branches.

BOW Business app

2015

Business Banking App

Bank of Washington releases a Business Banking app complete with mobile deposit, giving business customers extended freedom to bank wherever and whenever they desire.

Celebrating 140 Years

2017

Celebrates 140 Years

Bank of Washington celebrates serving the community for 140 years!

2017 Digital Wallet

2017

Digital Wallet Launch

Bank of Washington launches its debit card into digital wallets, allowing customers to securely pay using their smartphone or smartwatch instead of pulling out their plastic card.

2017 14th Street branch remodel ribbon cutting

2017

14th Street Branch Remodel

Bank of Washington’s 14th Street Branch gets a complete, comprehensive remodel, including redesigning the floor plan and a complete cosmetic update. Customers are no longer greeted by an employee behind a teller line, but rather by a universal associate out from behind a desk who can help with anything from depositing a whole piggy bank of coins to opening an account.

BOW Mortgage app

2018

BOW Mortgage Launch

Bank of Washington releases BOW Mortgage, giving new homebuyers looking to purchase a home and current homeowners interested in refinancing new digital tools, complete with a digital loan application, easy to use loan calculators, a secure document portal, and more.

2020 digital banking upgrades for mobile, phone, tablet, on desktop

2020

Digital Banking Upgrade

Bank of Washington releases a new upgraded digital banking platform, replacing six legacy systems with one system, allowing for an omni-channel experience for both personal and business customers. The upgraded platform offers an open interface, making it significantly easier and faster for the Bank to add new digital features.

Open an account online within minutes

2021

Digital Account Opening Launch

Bank of Washington launches the ability for customers to fully and securely open personal accounts digitally within minutes from their own desktop or mobile device, without coming into the branch.

2021 Schnucks Remodel ribbon cutting

2021

Branch Inside Schnucks Remodel

Bank of Washington’s branch location inside Schnucks gets a complete, comprehensive remodel that includes a complete redesign of the space, incorporates new technology with two new Live ATM vestibules, a centralized transaction and consulting space, and back-office space.

Contactless Debit Card - More Ways to Pay

2022

Contactless Cards

Just tap & go now with contactless cards from the Bank of Washington. The new feature makes the checkout process faster, easier, and more secure with just a tap of the Bank’s debit card.

Live ATM chat with our bankers 7 days a week

2022

Live ATM Launch

Bank of Washington launches Live ATMs, allowing customers to interact directly with a Bank of Washington banker on the screen of an ATM and perform routine transactions like they would at a traditional teller line - 7 days a week!